Ever wondered how to make your money work harder while helping others?
I get it – you want to give back but also need to be smart about your finances.
Let’s talk about Jones Charitable Wealth Planning and why it matters.
The Money-Smart Way to Give
Think giving means losing money?
Wrong.
Here’s what smart charitable planning does:
- Shrinks your tax bill
- Builds family values
- Helps causes you love
- Creates lasting impact
Starting Your Giving Journey
What drives you?
Make a quick list:
- Causes you care about
- Money you can share now
- Future impact you want
- Your current tax position
Smart Ways to Give
Trust Options
Like a special savings account that works for both you and charities.
Two main choices:
- Charitable Remainder Trust: You get money now, charity gets the rest later
- Charitable Lead Trust: Charity gets money now, family gets the rest later
Choosing Your Structure
Private Foundation
- You control everything
- Make all decisions
- Costs more
- Needs more management
Donor Advised Fund
- Works like a charity bank account
- Costs less
- Simple to manage
- Less control needed
Tax Perks You’ll Love
The good stuff:
- Pay less income tax
- Smaller capital gains tax
- Lower estate tax
- Money grows tax-free
Real Story: The Browns of Bristol
Meet Tom and Emma Brown.
They sold their shop for £2 million.
Instead of a huge tax bill, they:
- Put £800,000 in charitable planning
- Got big tax breaks
- Made steady income
- Protected money for their kids
- Support local food banks
Your Jones Charitable Wealth Planning Questions
Q: Do I need millions to start? No way. Start with what you have.
Q: Minimum for donor advised funds? About £5,000 in the UK.
Q: Can I switch charities? Yes, you’re not locked in.
Q: Will my family lose out? No – smart planning often means they get more.
Making It Work
Keep these basics in mind:
- Start where you are
- Pick one cause first
- Talk to experts
- Check progress yearly
What Now?
- Write down your giving goals
- Look at your taxes
- Pick how you’ll give
- Get started
Jones Charitable Wealth Planning helps you give smart while growing your wealth.
Big truth: Giving back through Jones Charitable Wealth Planning isn’t just good – it’s smart money sense.
Need help with Jones Charitable Wealth Planning? Let’s talk.
